Is it possible to get a 15000 loan with no upfront fees?

i have been trying to get a loan for quite some time and my credit isn't so great most companies require me to give some type of insurance fee for the loan and when i pay it i never receive the loan it always turns out to be a scam so if theres anyone willing to lend me a 15000 dollar loan with no upfront fees please contact me asap i will have a co-signer available if needed